Shared Ownership

Under the terms of shared ownership, you buy a percentage of your home’s equity, anything from 25 to 75%.  The administrating housing association holds the remaining equity.  You must pay rent to the housing association based on their share.

You will need to speak to your mortgage provider and make them aware that you are purchasing under a shared ownership scheme.

Many schemes allow the home owner to buy the property outright, however you will need to check the terms of your lease as some schemes prevent this in order to keep the property as an affordable home.

Always check the terms of your lease with your conveyancing solicitor.

For a free enquiry call Debbie on:

SOUTHPORT 01704 532 890

LIVERPOOL 0151 928 6544


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Southport: 01704 532890
Liverpool Waterloo: 0151 928 6544