What are we talking about: a plain English guide to solicitor-speak
A list of terms we may use when you instruct us with regard to buying a property, selling a property, or remortgaging a property.
Abstract of title
A document summarising the title deeds to a property.
The parts of the boundaries of a piece of land which touch land alongside
Occupying of land without legal title for long enough to be recognised as the legal owner (“squatter’s rights”).
Words used in a conveyance to introduce the description of the property which is being transferred.
The right not to have the light you receive from a neighbour’s land blocked.
Transferring property in exchange for payment.
Conditional sale agreement
An agreement by which the seller remains the owner of the goods until all the instalments have been paid and all other conditions have been met.
Land around a dwelling house used by the occupants for their enjoyment or work.
The name of the document which transfers the ownership of land.
Carrying out all the actions needed to transfer the ownership of a piece of land.
A right to use someone else’s land such as a right of way.
A deed which has been supplied but cannot become effective until a future date or until a particular event happens.
Fixed fee conveyancing
The fee for the solicitor’s services is fixed in advance. Disbursements are usually charged as extra.
Ownership of land being transferred with the intention of defrauding someone.
Free of encumbrances
No one else has any rights over property.
Describing land that only the owner has any rights over.
Person who owns freehold property rights.
A contract between the owner of a property and a tenant, giving the tenant sole use of the property for an agreed time.
Property held by a tenant with a lease.
The person a property has been leased to.
The person who lets a property by lease.
An agreement not to take action for an agreed period of time.
Using property as security for a debt.
The lender of the money which is secured by a mortgage.
The person who borrows the money to buy a property.
A warning of something which is about to happen.
Notice to quit
A notice to end a tenancy on a stated date.
The right to buy property before others are given the chance to buy.
Using property without interference.
Title of land recorded in the Land Registry
Repossession or repossess
A mortgagee recovering vacant possession of the property mortgaged
Right of way
A legal right obliging the owner of land to allow authorised people to cross it.
Rights of owners of land on a river bank.
Security of tenure
Protection from a landlord attempting to obtain possession of the property the tenant is renting.
Tenancy in common
Tenants-in-common share property rights, but may hold different parts of a piece of land or unequal shares.
Person to whom a landlord grants temporary and exclusive use of land or a building, usually in exchange for rent.
Property held by a tenant that could be subject to rights in his favour.
How a piece of land is held by the owner.
The right to own something.
The documents which prove who owns a property and under what terms.