When taking care of an elderly relative, one question that occurs to many people is what correspondence they should retain. Paperwork can mount up quickly and can make dealing with the person’s estate when they die a long and arduous process. On the other hand, binning letters and statements carries the risk of identity theft. […]
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If you own a flat, you’ll probably be aware that the value of your property is affected by the term left on the lease. In addition you’ll find that mortgage companies are reluctant to lend on flats with less than 70 years to run, so the saleability of your property reduces as the term runs […]
With the average price of a UK home now at £297,527 according to Rightmove and many lenders looking for a 10% deposit to secure the best mortgage deals, getting a foot on the property ladder has never been more difficult. But hope is not lost for Generation Y – by choosing the right account and […]
You can make a Lasting Power of Attorney (LPA) if you have dementia, but only if you still have mental capacity. Once mental capacity is lost, an LPA cannot be made. If you have been recently diagnosed with dementia, or your loved one has, you need to put a Lasting Power of Attorney in place […]
Buying a retirement home is generally something you only want to do once. This means you need to get it right first time. But as you probably know, buying a property is not easy – and retirement homes come with additional considerations, making the process all the more overwhelming. So if you are thinking about […]
Are you thinking of selling your home in the New Year? There is good reason to! Potential buyers tend to have a renewed enthusiasm following the Christmas break, making it a profitable time of year to put your property on the market. But before you start welcoming people into your home, you need to prepare […]
One of the benefits that may influence your decision to purchase a property is the fact that it has free parking on the street outside. If the property has no driveway, it would be extremely inconvenient not to be able to park outside, and lack of such amenities would make the property less desirable from […]
With property prices soaring, it’s no wonder that the bank of Mum and Dad is frequently called upon to subsidise the first step onto the housing ladder. But where their grown-up child is buying jointly with their partner and a substantial sum is involved, naturally there are questions over what happens if the couple should […]
You can create a Lasting Power of Attorney at any point in your life, so long as you have mental capacity. Lasting Powers of Attorney A Lasting Power of Attorney (LPA) is a legal document which gives someone, or a group of people, the authority to act and make decisions on your behalf. The people […]
Giving gifts to your loved ones can be an excellent way of reducing the size of your estate, and therefore your Inheritance Tax liabilities. But what about Christmas gifts? Are these tax exempt, or should you tread carefully when it comes to treating your loved ones this holiday season? Tax exempt gifts Unfortunately, there is […]
When you make a Will, you have the opportunity to appoint legal guardians for your children. It is highly recommended that you put such plans in place, or it could result in the wrong people caring for your children, should you die before their eighteenth birthday. Planning for the future Planning for the future is […]
The idea that the Crown might inherit everything you have worked so hard for during your lifetime might seem far-fetched – but with the Government’s unclaimed estates list now at 8,910 entries, this really can and does happen. Perhaps surprisingly, the list isn’t solely comprised of elderly people who have simply lost much of their family […]
The Chancellor’s budget will be announced on Monday October 29th – and with healthy tax receipts over the past five years from Stamp Duty, CGT and IHT, commentators are expecting to see further hikes in tax rates. The three taxes combined brought revenues of £25.4 billion to the Treasury this year, according to The Times […]
Buying a commercial property can be extremely rewarding. However, there are risks involved, so you need to proceed with caution and get right legal advice from the outset. Otherwise the consequences could be costly. Legal help when buying a commercial property As soon as you find a commercial property that suits your needs, you should […]
When selling a commercial property, there is a lot of legal and administrative work to carry out. To ensure the process runs as smoothly and as efficiently as possible, it is best to ask an experienced commercial property lawyer to act on your behalf.
4 Jun 2018 Author: Stephen Breen If you’ve been named as an Executor in someone’s Will, you might wonder what your duties include. It is the Executor’s responsibility to administer the estate of a deceased person. If the deceased did not make a Will or they made a Will but their choice of Executor is […]
7 May 2018 Author: Stephen Breen You have been lucky enough to find good tenants, they pay their rent on time, they keep the house in good repair, but what if you decide to sell the property. How do you ask good tenants to leave? Residential Leases The most common types of rental agreement are […]
3 May 2018 Author: Stephen Breen If you’re buying a home it’s hard to look beyond its kerb-side appeal and its original features. But looks aren’t everything. You need to consider how you live and whether the property will cause you problems down the line. Broadband and Mobile Connection Could you live without broadband or […]
3 May 2018 Author: Stephen Breen A report by insurer NFU Mutual suggests that thousands are missing out on a valuable inheritance tax break introduced last April. The Residence Nil Rate Band (RNRB) was introduced last April, giving homeowners an additional £100,000 allowance to pass on to ‘direct descendants’ where the estate includes a family […]
1 May 2018 Author: Stephen Breen There are plenty of great reasons to buy a new build: from the 10 year NHBC guarantee to the ability to design every little detail yourself. But new builds can also suffer from a host of problems, from construction faults and poorly fitted pipes to vibrating floorboards and even […]