A new cap due to be rolled out for the Help to Buy scheme in April 2021 will make it difficult for first time buyers in the North to find affordable properties.
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An Executor is responsible for applying for a Grant of Probate and administering a deceased person’s estate.
When Probate is needed on a deceased person’s estate, the Executors or Administrators often use a Probate solicitor. If you are going through the Probate process, there is no obligation to use a Probate solicitor. However, it removes a significant responsibility from your shoulders. To speak to a Probate solicitor, contact us now for a […]
A commercial solicitor helps sole traders, businesses, and other organisations (such as public bodies) with a wide range of legal matters, including property, compliance, tax and disputes. If you would like to know more about how our commercial solicitors can help you, contact us for a free initial enquiry. Call us now on Southport 01704 […]
It is a common misconception that you do not need a survey when purchasing a new build property. Whilst new builds look crisp and clean from afar, they can suffer from just as many problems as older houses – if not more. In a 2015 survey, 27% of buyers said their new home had more […]
The internet has brought billions of pages of information right to our fingertips, sharing an endless supply of knowledge and expertise on just about any subject you can imagine. Using Google, you can ask practically any question and receive an instant detailed guide or how-to video in seconds. But in the context of will-writing, that’s […]
The costs of administering an estate are set to soar from next month when probate fees will increase by up to 3,000 per cent. Currently, applications cost a standard fee of £215 which reduces to £155 if using a solicitor. Where the estate is worth less than £5,000, the cost is zero. For estates that […]
As a landlord, should you allow a pet in your rental property? Many landlords are against the idea, but research shows there may be more benefits than you realise. Here we take a look at the pros and cons of allowing a pet in your rental property. Pets in rental properties – the argument against […]
The number of families in the UK continues to grow, with cohabiting couple families growing the fastest according to the ONS. In 2017, of the 19 million UK families recorded, 3.3 million were cohabiting. It is perhaps therefore surprising that intestacy rules still fail to provide for cohabitees, regardless of the length of cohabitation. If […]
It is not uncommon for a parent to leave their home in their Will to a number of their children – and sometimes one child will want to buy out the others rather than putting the property on the market. In such circumstances, stamp duty is likely to be payable, calculated on the value of […]
Most families who have recently lost a loved one should not delay in applying for probate if they want to avoid a substantial hike in probate fees. From April 2019, many estates will pay significantly more when applying for a grant, with increases of up £5,785 on the cards. However, whilst estates worth £50,000 or […]
If you’re buying a property in Southport for the first time, you’ll soon realise that much of what you read in your search for the perfect pad is riddled with confusing terms such as ‘LISA’, ‘Help to Buy’, ‘Equity Loans’ and ‘Variable Rates’. This can make it more difficult to navigate the market and get […]
Millions of people in the UK look after both younger and older family members, sandwiched between aging parents who need care and their own children. The extra demands made of these adults in their 30s and 40s, dubbed the ‘sandwich generation’, can leave their futures financially uncertain. We look at some ways those with double […]
According to OPG figures published in the Times, the number of people applying for Lasting Powers of Attorney in the year to April was 759,976 – a significant jump from the 52,492 applications made 10 years ago. The climbing numbers is thought to be a result of a population that is living longer and therefore […]
With the papers focusing on Brexit, it’s easy to see how big changes to housing policy could slip under the radar. Unsurprisingly two key reforms have gone largely unnoticed as our impending exit from the EU continues to dominate the press. The first change announced by Communities Secretary James Brokenshire is the introduction of a […]
A controversial proposed amendment to the Mental Capacity Act 2005 could see Care Home Managers playing a greater role in the decision to detain vulnerable people for years. The length of time that the person could be made subject to the restrictions without a review being carried out would also increase under the proposals from […]
A simple blood test has been utilised to spot a particular type of Alzheimer’s over a decade before any symptoms appear. The test may potentially be used to spot other neurodegenerative conditions such as MS. Bryan Gordon, co-author of the study which was published in ‘Nature Medicine’, believes the test could be used in just […]
When taking care of an elderly relative, one question that occurs to many people is what correspondence they should retain. Paperwork can mount up quickly and can make dealing with the person’s estate when they die a long and arduous process. On the other hand, binning letters and statements carries the risk of identity theft. […]
If you own a flat, you’ll probably be aware that the value of your property is affected by the term left on the lease. In addition you’ll find that mortgage companies are reluctant to lend on flats with less than 70 years to run, so the saleability of your property reduces as the term runs […]
With the average price of a UK home now at £297,527 according to Rightmove and many lenders looking for a 10% deposit to secure the best mortgage deals, getting a foot on the property ladder has never been more difficult. But hope is not lost for Generation Y – by choosing the right account and […]